We Say Yes When Others Say No
Gig workers. Freelancers. Actors. Musicians. Content creators. Your income is real — and we know how to prove it.
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“Two banks turned me down because of my 'irregular income' as a freelance cinematographer. ROC looked at my actual earnings and got me approved in 3 weeks.”
“As an actor with residual income and gig work, I thought homeownership was years away. They actually understood how my income works.”
“My income comes from sponsorships, YouTube, and brand deals. Most lenders had no idea what to do with that. ROC did.”
“Touring musician, royalty checks, session work — my income looked messy on paper. They took the time to understand it and got me my first home.”
Non-traditional income? Self-employed? Multiple income streams? We specialize in this.